Florida
Palatka
102 FERNWOOD Street

$184,900

102 FERNWOOD Street, Palatka, FL 32177

3 beds |
2 baths |
981 sqft

Single-Family Home
Built in 1955
7,841sqft lot
—— car garage
$188/sqft
Listed 1 day ago

Property Description

This well-maintained home offers practical updates, including a new roof in 2021 and HVAC and electrical upgrades completed in 2022, providing peace of mind. Inside, modest enhancements create a comfortable, lived-in feel that's easy to make your own. A screened-in porch offers a shaded place to unwind, while the carport provides covered parking or flexible utility space. Situated on a corner lot, the property also features a spacious backyard with plenty of space to enjoy. Located in the heart of Palatka, this home is central to shopping, the historic downtown area, community events, and the beautiful Palatka Riverfront—with easy access to Gainesville and St. Augustine.

Listing Status:: Active
Date Added:: July 19, 2025 at 05:00AM
Listing Office:: IHEART REALTY INC : 386-546-8571
Listing Agent:: LAWRENCE B FREEMAN : 386-937-1419
MLS ID:: 2099514

General: Primary Bathroom - Shower No Tub
Appliances: DishwasherElectric OvenElectric Water HeaterRefrigerator
Laundry: Electric Dryer HookupWasher Hookup
Flooring: Wood
A/C: Central Air
Heating: Central

This listing courtesy of LAWRENCE B FREEMAN, IHEART REALTY INC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Mellon Elementary School

301 Mellon Rd, Palatka, FL, 32177

Grades PK-5

0.58 miles away

Putnam Academy of Arts and Sciences

310 S Palm Ave, Palatka, FL, 32177

Grades 6-8

0.33 miles away

Palatka High School

302 Mellon Rd, Palatka, FL, 32177

Grades 9-12

0.75 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.